Funding for Home Improvements

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Funding for Home Improvements

What help is available for home improvements?

If you need to repair, adapt or upgrade your home, several grant schemes and support services may be able to help. The exact assistance depends on your circumstances, where you live in the UK, and what work you need done. Most funding falls into two broad categories: adaptations for disabled people and energy efficiency improvements.

Be aware that many schemes are means-tested or linked to receiving certain benefits. Funding pots also open and close, so always check current availability before making plans. Your local council is often the best starting point, as it administers or can direct you to most of the help described below.

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Grants for disability adaptations

The Disabled Facilities Grant helps pay for essential adaptations so disabled people can live more independently at home. This is a statutory grant available through local councils in England, Wales and Northern Ireland. Scotland operates a separate Scheme of Assistance.

Adaptations covered can include ramps, grab rails, stairlifts, widened doorways, level-access showers, and sometimes heating or control adaptations. In certain cases, funding may stretch to an extension. Owner-occupiers, tenants and landlords with a disabled tenant can all apply.

For adults, the grant is means-tested based on income and savings. However, there is no means test when the adaptation is for a disabled child or young person under 19. Receiving a Disabled Facilities Grant does not affect your other benefits. For current eligibility rules and how to apply, visit GOV.UK or contact your council directly.

Home Improvement Agencies can help you through the application process. These local services, sometimes called Care and Repair or Staying Put, support older, disabled and vulnerable people to repair, adapt and maintain their homes. Foundations is the national body for these agencies in England. You can search for your nearest agency at findmyhia.org.uk. Wales and Scotland have their own Care and Repair networks.

Your situation may be slightly different. ask a question below ↓ and our editorial team will reply with our advice.

Help with heating and insulation

The Boiler Upgrade Scheme provides upfront grants towards heat pumps and biomass boilers for homes in England and Wales. This scheme is not income-tested. An MCS-certified installer applies for and redeems the voucher on your behalf, discounting it directly from your quote. Your property will generally need a valid Energy Performance Certificate. Check the Ofgem website for current grant amounts and full eligibility.

Warm Homes: Local Grant replaced the Home Upgrade Grant in April 2025. Running until March 2028, it supports low-income households living in poorly performing privately owned homes in England. The scheme covers energy performance upgrades including insulation and solar panels, as well as low-carbon heating. Your local council assesses eligibility and delivers the programme.

ECO4, the Energy Company Obligation, provides insulation and heating upgrades for low-income, fuel-poor and vulnerable households across Great Britain. It operates through obligated energy suppliers rather than direct government funding. You may qualify if you receive certain benefits, or your council may refer you through its flexible eligibility route. ECO4 is winding down toward the end of 2026, with funding increasingly limited. Check with suppliers or approved installers for current availability.

The Great British Insulation Scheme, which offered free or subsidised loft and cavity wall insulation, was scheduled to end on 31 March 2026. Verify whether any availability remains before assuming you can apply.

Other council assistance and practical tips

Some councils offer discretionary home repair assistance or handyperson services for minor repairs and safety checks. Provision varies widely, so contact your council or local Home Improvement Agency to find out what exists in your area.

  • Start with your council. It administers the Disabled Facilities Grant, Warm Homes: Local Grant and any local repair schemes.
  • Never pay a fee to apply for these schemes. Legitimate grants do not require upfront application charges.
  • Be cautious of unofficial websites. Use GOV.UK, Ofgem and your council for accurate, up to date information.
  • Remember that devolution matters. Many schemes are England only or cover England and Wales only. Scotland, Wales and Northern Ireland run their own programmes.

Funding streams can close or change at short notice. Always verify a scheme is still accepting applications before assuming you can access it.

The Next Step

Grant Eligibility Finder

Now that you have read through the advice above, you might want to put it into practice. Our Grant Eligibility Finder lets you tell us what you need funding for and we will match you with the types of UK grant most likely to accept your application. Try it now →

Ask Grants Expert a Question
GrantsExpert Editor 11/06/2026 at 9:15 am
@Fred Sorry to hear you're dealing with so much at once. Your first port of call should be your local council's Disabled Facilities Grant, which covers kitchen adaptations, wet rooms and stairlifts up to £30,000 in England. Ask social services for an occupational therapy assessment, as that gets the ball rolling. For the windows, doors and shed, look into the ECO4 scheme for insulation and energy efficiency, plus charities like Turn2us and Family Fund who can sometimes help with household repairs.
Fred 25/03/2024 at 2:47 pm
Hi,i was wondering if you could hel with an adaption for my kitchen as both my husband and I are struggling to use our. I’ve as it’s so low .we are both disabled and on benefits also we have a leaking shed roof which would be appreciated if you could help with that .we bought the house a year ago it need a lot more doing to it as the windows and doors need replacing they are broken down and draughty ,at the moment I sleep downstairs as I’m presently waiting on a stairlift to be fitted and the bathroom to be made into a wet room
Zubby 05/01/2024 at 8:27 am
Hi I need help and I’m really struggling. I can’t work due to my disability and have prosthetic both limbs and my 4 year old is ill and disabled aswel and my wife can’t work aswel because she have to look after us both and the house is fully damped and it needs a bathroom downstairs aswel and can anyone please help would be grateful. The house is a mess needs fully sorting out and can’t live in that house thanks. Please please help
babs 28/07/2023 at 11:47 pm
i am 71 and live alone on pension credits.just wondering if i can get help to fix my roof.i have noticed damp patched. please can you advice me.
babs 28/07/2023 at 11:41 pm
i am 71 live alone and on pension credits. my roof needs repairing and i have damp patches. i need to get this fixed before winter, can you help.
Em 15/11/2021 at 11:24 am
Iv lost my job to illness have a mortgage and receive esa my roof is in a bad way my windows and the damo is bad downstairs i live in 1 room i need urgent repairs on chimney roof and damp ??????
Anna 06/01/2021 at 5:57 pm
Hello i am a single sole parent to 2 children one is disabled. I am a homeowner and i am self employed plus a carer.My local council no longer help with grants for home owners for improvements.
All my windows and doors allow cold and damp in creating mould and damage to paintwork. Also on some of the handles they no longer close. Is there anything available to help replace windows please
Sal 21/11/2020 at 1:17 pm
We live in Sheffield, in a inner city conservation area. Very Strict conservation rules, we have to apply to change the colour of our front door. !!!
Our house is 120 years old and we need a new roof. We are also desperate to make our house more energy efficient. We sold 2 houses, (ours and my parents) in 2005. To release my parents from their mortgage. So there were 7of us and now 6, as my Dad passed away in March. Ideally we would like to put in solar panels and a new roof which is insulated. We have stone walls without a cavity. Please can you give us any advice if we are eligible for any green grants, conservation grants etc.
Many thanks
Karaoke 10/11/2020 at 2:20 pm
I am a 56 yr old woman,going through a divorce,live alone & have disabilities,I am in my own home,& my roof is leaking into my front room,the wallpaper is coming off the walls,my shower is leaking through the kitchen roof & my radiators are not working,I have contacted can the council & none of them will help,I'm on uc.thank you.
Shanu 17/10/2020 at 5:16 pm
We are a family with two young children and one with special Need
We are really struggling with finance
We have a leak on our roof and now Cellinig has a crack
This house built 1901
Ss 19/09/2020 at 6:38 am
Hi i was wondering if I could get any help please.

I'm a 28 year old woman living with my 2 children. Im a mum student and part time worker as and when they need me.Things haven't always been that easy through life which I dont want to go into over this as its very personal.

My child is currently going through an assessment also for a disability

When I first moved into my house I was working so I put all my money into it for decorating however since then I have had carpets lifted up off the stairs which are now dangerous through trip and fall hazards.

I have a kitchen that is full of damp also which is being ripped out however for the damp not to come back i need an extractor hood about the oven. The walls will just be plain plaster i will have to start from scratch and all my flooring will be removed.

If anyone can help please let me know
Chick 16/09/2020 at 8:04 pm
I’m really struggling with living expenses I’ve got no money due to being behind on so many bills because I’ve been off with Covid. I can’t decorate my flat I’ve got no flooring in 3 rooms. I really need help. I’m only 22 and live alone, have no family and trying to hold down my caring job.
Shaz 04/09/2020 at 5:13 pm
I’m enquiring about a grant please I have severe ulcerative colitis which I have to have monthly infusions for Also fybromyalgia osteoarthritis depression and had to give up work due to this due to the amount of sickness I had we ended up in an Iva although I have tried to get a loan to get what this is for but can’t as we are in an Iva
Monday 14 th a new kitchen is being fitted by the housing association meaning easier accessability however ido not have Money for the built in appliances our washer dryer has blown up and the cooker I cannot use as the kitchen is allowing a built in microwave and oven we need a large fridge freezer and also integrated dish washer please I enhanced daily living component and enhanced mobility component Personal Independance Payment and imagraid as I tried to get loans I am late in applying can you please help we have no savings cannot get a loan and are only on an Iva because I tried to keep working which failed bismally at due to my illness please can you help.
Sal 17/08/2020 at 2:58 pm
HI THERE IM 46 YRS OLD I HAD BRAIN TUMOUR 14yrs ago and I have other health problems too, being ill has put a big impact on my health, IV also got depression, why I'm writing to you is that I have a lot of damp in my house. especially in the bed room I sleep in has damp in the wardrobes all my out fits got destroyed, even on the walls of my bed room n children's bedrooms I don't have enough money to get the job done plus less income, my husband's looking after me as he's my carer, & also looking after the lkids please help me ?? Thankyou very much
Angie 16/08/2020 at 1:09 pm
Hi I'm looking for help to repair a leaking roof in my bathroom (flat roof) I am a full time carer for my 25 year old daughter who has had a severe brain injury which has left her with no short term memory and needs 24 hour care, when it rains heavily water runs in and through the light fittings and switches, I do not have the finances to repair the roof,I have to tie the light pull switch up to prevent my daughter from using until they dry out,please could you advise me if there are any grants available to have this roof repaired or replaced before the bad weather arrives in the winter,ps I am a home owner and not a tenant.
Thanks in advance ,Any advice would be appreciated,
Angela.
Maryjane 15/07/2020 at 10:30 pm
I need my driveway repaired and window frames inside and interior doors.
Jade 15/05/2020 at 1:32 am
we are on low in come since February 2020 since my husband had a heart attack our bedroom ceiling has had a crack in it and we was going to get it fixed late this year once we had saved some money but because he can't go back to work as a taxi driver and was to go back to hospital in April but because of covid 19 his appointment is in July but our ceiling has fell so could you please help
Vonny 12/05/2020 at 11:27 am
Sorry forgot to mention I have heart failure and arthritis also depression my husband had heart attack in September I am nearly 59 my husband is 49 and we are both in poor health thank you
Vonny 12/05/2020 at 11:23 am
Hi I own my own home with my husband and son who is still at school, I have a problem trying to get money together I only work part time but now furlough my husband works full time but pays £560 a month mortgage so he can't afford to save anything ,I need the house repointing as it's all falling apart and also need windows replacing just the glass not the full units in all rooms except the kitchen, also my front window is dropping down so there is a gap at the top letting draft in , please can anyone help as I just haven't got the funds to do the repairs ,thank you from Yvonne
Al babz 28/04/2020 at 2:18 pm
I am struggling to pay bills due to corona outbreak. Help required.

I have parents to look after, whom have illnessses.

Kind regards
Bee 21/12/2019 at 4:36 pm
Hello, I suffer from severe COPD and have been told I need a lung transplant. I am oxygen dependant. I live on my own, single and have no immediate family to help. My flat is in dire need of decorating, from top to toe. I only have bare floorboards and would like some carpet/flooring laid. I've lived here for over 22 years and have managed to paint etc in the past. Unfortunately now I am just unable physically to do it. I also don't have the funds to pay a tradesman. I wonder if you could give me some advice to where I can get some help.
Many thanks Rebecca
Booka 03/10/2019 at 8:11 am
Hi
I am not sure where to apply for some help.
I have a number of disabilities that affect my daily life. I am looking for someone to help me decorate a couple of rooms in my house. I tried to do this myself but I have ended up injuring myself. I would be so grateful for some assistance. Any advice welcome ??
Kerry 06/09/2019 at 11:42 am
Could anyone help my dads disabled and is having work done to house ,however I'm being left the house when he passes away ,can the council stop me moving in before I've paid grant back as one is over 30 years and hes 83 now
H 21/06/2019 at 10:43 pm
Hi I am A 42 year old woman : me and my 7 year old daughter have just moved into our forever home after 3 years homeless temporary accommodation. We need carpets desperately has anybody any info on grants,our council got us white goods and beds and the housing association helped with a settee
gaz 12/06/2019 at 7:01 pm
could anybody help I am a 44yr old man I live in a 1 bedroom council flat. I suffer with mental health issues anxiety and depression, I have suicidal tendencies and self harm, I also have sleep apnia. I am disabled and can not stand on my leg for long due to an ankle fussion which i still suffer severe pain from. I am looking for help and information I was hoping that there may be a society somewhere that can help people in my position with painting and decorating round the home as I am not capable of doing it myself. I have enquired with companies but averaging at £140-£160 a day its far to expensive for me since I am only on benfits. I need the skirtings doors and radiators glossing can anybody adise me.
gaz 12/06/2019 at 6:48 pm
could anybody help I am a 44yr old man I live in a 1 bedroom council flat. I suffer with mental health issues anxiety and depression, I have suicidal tendencies and self harm, I also have sleep apnia. I am disabled and can not stand on my leg for long due to an ankle fussion which i still suffer severe pain from. I am looking for help and information I was hoping that there may be a society somewhere that can help people in my position with painting and decorating round the home as I am not capable of doing it myself. I have enquired with companies but averaging at £140-£160 a day its far to expensive for me since I am only on benfits. I need the skirtings doors and radiators glossing can anybody advise me.
Tracy Harkness 15/05/2019 at 7:37 pm
I am looking for help to get my 2 bedrooms decorated, I have a number of health issues including fibromyalga, IBS, depression and anxiety, my daughter is my carer, my benefits got reduced recently and I'm struggling to make ends meet, before my benefits got cut I was planning to get my 2 bedrooms papered, painted, new carpets, I have lived in my flat for 18 years, the wallpaper in my bedroom is coming off the walls behind my bed and the carpet is thread bear, I can take pictures as proof.
My daughters dad passed away suddenly last year and I thought getting her bedroom decorated would lift her mood, ana a TV on her wall.
IF at all possible for some help we would be over the moon.
Graeme19 08/05/2019 at 8:15 am
I am asking on behalf of my mother and father, what sort of help can they get for roof repairs and home repairs, they are both on p.i.p so they have a low income. The work needed is very much needed as leaks are coming through the roof in the house at certain parts. Thank you.
Adrienne 27/04/2019 at 2:17 pm
Hi I'm on p I p through illness where can I get help for small repairs to my house please
Tasha 23/04/2019 at 3:04 pm
Hi, me and my partner own our own home I’ve just had my 2nd hip reconstruction, I also suffer with low back problems and problems with my other hip. I can no longer get in and out of the bath so am not able to wash, are we able to get help refurbishing the bathroom.
Molly 16/04/2019 at 8:46 am
Congratulations on your "Funding For Home Improvements" inspirational thanks for sharing. I Morine Barnes live alone my daughter Myola Edwards is to move home after her exams 2019 and my son Rommel Edwards as moved into a support home. I Morine Barnes now live alone and must decorate my 3 bedroom house to Midland Heart Ltd Tenancy Agreement. I pay my bill planner up budget benefits off work sick with Chronic Depression ends do not meet with a job. Can you help me to get a grant to decorate. Thanking you in advance. Morine Barnes 59. Donald 61, Myola 39 & Rommel Edwards 37. Graham 90.
Mo 02/04/2019 at 7:41 pm
Hi there I'm on benefits and am living in my 1930 mid terraced which needs renovating from top to bottom is there any help I've heard of grants are they still available
Sincerely mo
dragonfly33 09/03/2019 at 9:24 pm
I own my own home have taken equity 'release for making my home safe , I .ca not release any more I need to update my kitchen with new safe to use appliances raised oven ext cuboarrd I can reach or access safe non slip flooring and white goods replacing also back door replacement ,who can help me ,disabled high rate for life lung condition mobility problems ,I had a grant from council that was repaid from equity release how can i get help
Kelly 04/03/2019 at 7:48 pm
My husband has arthritis and has Severe back problems we have no money and we have a leak in our bathroom it is very hard for him to get in and out please we need help to get a new bathroom please could you help me and my family.
Ivy 21/01/2019 at 3:31 pm
Hello I am a pensioner with my husband we get state pension each. I am on attendance allows.my husband used to get cares allows for me. That was stopped when he reached pension age. The only help we get now is we don’t pay rates.
We are all electric, to cut a long story short I would like to no if we could get a grant for having a biofuel system put in. As I feel the cold greatly, which in turn is making me ill and my husband is suffering from depression. Brought on by us not being able to have a form of heating other than storage heaters. Can anyone shed some light on this for me. Thank you.
Shiz 10/01/2019 at 7:21 pm
Hi like to know if I would qualify for a grant loan to improve my home it's been empty for 4 years need to move back in.. But need lot of work doing
Michelle 07/01/2019 at 4:05 pm
Hi my block has been here for way over 30 years. The insides have not been renovated for over 15 years the walls are terrible and the council are refusing to do anything about it my kitchen is in poor condition also.. Could someone contact me to help me please.
Anne 13/11/2018 at 9:01 pm
Hi I am up to my eyes in loans that I used to fix my house so I can live in it.
I am 72 years old sold a house in good repair. Had what I thought would be enough to fix the house.
Then I moved the carpet. Found fungi growing out of the floor and the walls. I replaced the windows with a loan.
Now all my pension is tied up with the pay back.
I was hoping that the roof would last till I had paid back the loans. But it will not see this winter out.
Is there any way I can get some help to replace the roof that is made of Slate and probably is the original roof. The house is 100 years old inner terraced cottage. Single story.
Thank you in advance all advice is greatly relieved. I am in receipt of DLA. Don't know if this makes a difference.
Crazybarb64 24/10/2018 at 5:59 pm
My father is moving in to my own home and I need a ramp to be able to get him out from the house do you know of anyone that can help or advise. Kind regards barbaraPUT
Kiki 17/10/2018 at 4:03 pm
I have a 1930's semi detached property, I have managed to do a lot of work to my house on my own without any help, I recently noticed large chunks of concrete coming into my loft, I have been advised to get a new roof, I have no savings at all, is there anyone who I could pay monthly to do this job. I also have a husband who has Somatoform Disorder with anxiety and panic attacks and it has actually made it worse do to the stress. Please help
Pink 03/10/2018 at 12:51 pm
Hi both myself and my son are disabled. I have been in my house for 18 years and need a new kitchen as it is worn and not practical now. My son is 16 and i am on dialysis how do i get help with getting a new kitchen. I am a home owner.
Chunt 22/09/2018 at 8:02 am
Just wondering if I can get help with my guttering. And downpipe as it leaking and making all my walls wet at the back of my house.
Gill 21/03/2018 at 9:49 pm
Hi, my mother is 65 and her house has become in serious disrepair... the windows are over 30 years old now with big gaps and some of the handles are unrepairable. Dampness is firming in the bedrooms and the roof is in need of repair also. I am unable to help and no other family... she owns the property but became ill with arthritis some years ago. She is not registered disability but on benefits as she can’t work she has no savings and the draughty rooms I believe is always making her ill with bad colds. We are in Brighton area and have rang the local authority but they insist there is no help. If anyone has any information or number or help please answer... this is a true statement of fact. Please help.
GrantsExpert Editor 05/02/2018 at 2:11 pm
If the roof is not part of council's planned repair scheme it's unlikely that the housing department will sanction the work but as a landlord they are responsible for essential repairs. You could look into grants available in your are (try the Turn 2 Us website) but your husband's salary may restrict access to many grants.
Jay 02/02/2018 at 8:44 pm
I would like to apply for a new roof, it's a council property but they just keep palming me off. I have a son on high care pip and high mobility he's 17 my husband works and is on a good wage . Would we be eligible
GrantsExpert Editor 13/06/2017 at 11:30 am
We're not sure which area you're from so the easiest thing to do would be to check the Turn 2 Us website. You could also look into what you might receive from the Disabled faciltiies grant here
Jane 10/06/2017 at 10:46 am
Hi I have a little girl who I have grandinship off she 5yesr old a d she prasley blind I need help to make her Sife area has she need to Sife out side is there a grant to help me to do this
GrantsExpert Editor 16/01/2017 at 12:09 pm
You should check with your local authority to see what grants are available for landlords with disabled tenants in your area.
MA 15/01/2017 at 4:29 pm
Hi. I am the landlord of one house and my tenant is a disabled lady. the kitchen is extended in the rear yard. and its made with single skin, which is causing a damp in it. can i have a grant to sort the damp or make it double skinned or sort the damp by any means. Please help/advice. Thanks
Trish 29/05/2016 at 1:37 pm
Looking for some help with replacing worn out nails which hold the slates in place on the roof

am willing to repay if a fund out there will help us, anyone know of any it is our own house. and we are over both in our 70's
Albert 15/04/2016 at 11:31 am
I hav inherited a slum its uninhabitable can I get a grant to do it up so I can rent it to my stepdaughter Yours truly Albert Neville
Albert 15/04/2016 at 11:21 am
I hav inherited a slum I want to do it up to rent to my step daughter can I get a grant. The house is uninhabitable at the moment A. Neville
Trish 09/03/2016 at 11:23 am
I am asking if any grants out there to bhelp with aroof replacement, my husband and I both in our 70s and have no savings which we could use other than taking out equity on our home which seems a costly thing to do....had the roof estimated at 5000 any help would be appreciated ..thanking you
Tammy 24/06/2015 at 7:30 am
Hi! My Reason for needing financial help. I'm Divorced and had to find a place to live fast, I have nice home, but it needs some repairs, new Windows, Roof is bubbled up, few missing shingles, from weather. gutters falling off due to bad winter and high winds. Cemented driveway, all cracked up. I'm on disability and make $971 a month, which amounts to $12.000 annually. I pay my basic bills and buy my groceries, and can't afford to repair the the things needing replaced, I would appreciate help if I can qualify, and willing to show proof of my income or anything else that needs done to qualify, thank you for reading my response of needing help.
Fi 23/06/2015 at 9:39 am
Hi!

Wondering if anyone could help us find out any more info about any help we would be able to recieve to get a terrace house in Bolton up to a rentable standard. After a few bad choices we have ended up with a house which has had to be ripped apart due to previous tenants without leases wrecking the inside. We now have a damp empty shell of a house without a bathroom or kitchen. My parents have a failing business abroad and urgently need rental from the property yet cannot afford the renovation costs to get this done. We estimate it will probably be around £8000-£10,000. We have successfully applied for council tax exemption as we were being forced into a debt situation with paying council tax on an empty home but now need to get the work done ASAP as the exemption isn't for long. We are very low on cash as we are in debt with the council already after not having leases fro previous tenants and are paying backdated council tax charges. Unfortunately we have emailed Bolton at home and have heard nothing back, maybe Bolton council don't offer any grants of his sort? Also this house does predate 1900. Any help would be appreciated. Thanks
GrantsExpert Editor 18/06/2015 at 9:55 am
@otd. You could try one of the many ADHD organisations and charities such as: ADHD Foundation ADISS UK ADHD partnership
otd 13/06/2015 at 12:48 pm
Hi there. I have a son with ADHA and I am try 2 find out if I can get a grant or any thing 2 help with are fencing as most if not all are fencing. As fallen. Down. And we cant l let are son play. Out on his own. Just in case he goes. Off any where as we have a busy A16 road. At the back of are garden. Many thanks
GrantsExpert Editor 18/02/2015 at 9:58 am
@jj. Yes she may be eligible for a disabled facilities grant - this depends on her household income. The grant can be as much as £30,000 in England. Full details are here .
jj 16/02/2015 at 4:06 pm
My mom suffered a stroke a couple of years ago, she was very lucky to survive.
She finds it very difficult to shower, we have to do it for her. We had a seat fitted to allow her to be swung over the bath which she still has to use. We wanted to know if there would be any grants/help to renovate the small bathroom so a walk in shower could be incorporated?
kirsty 13/08/2013 at 9:09 am
Looking for a payment/ grant we are a young family that have just been through the horror of being left homeless with very little support. I also suffer from depression and have to young children to care for, my partner tries his best but only gets a very low income... I'm hoping to find some sort of help, payment, grant to help my young family through this hard time, with much stress and very little support i managed to find somewhere to live but its rather old and the decor is very dated, I also have no flooring we don't have any spare income as money is tight from paying our bills we only ever just make it through after paying bills with no money left for us, we don't get to do many nice things as a family due to lack of funds and also i would love to try and make this house a home of there is anyone that can helps out or can point me in the right direction it would be a massive help and also improve our lives and help improve my mood and health, due my mental illness. Any sort of help will be so much appreciated

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