Grants for Landlords: Repairs, Energy and Empty Homes

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Grants for Landlords: Repairs, Energy and Empty Homes

No general grant scheme pays private landlords to repair their properties. That is the starting point, and it is worth knowing before you spend an afternoon filling in forms on sites that look official and are not.

Search for "landlord grants" and most of what comes back is lead generation for insulation and boiler installers. Some of those companies are genuine contractors working under government backed energy schemes. Others are collecting phone numbers. A reasonable warning sign is a form that wants your details before it tells you which scheme it is talking about.

What does exist is narrower, and comes from three directions: energy efficiency funding tied to your tenant's circumstances or the property's efficiency rating, discretionary council help for homes that have been standing empty, and occasional support attached to licensing or accreditation.

Energy efficiency schemes you may be able to use

The main route is the Energy Company Obligation, currently ECO4, which requires larger energy suppliers to fund insulation and heating improvements. The funding follows the household rather than the owner, so eligibility usually depends on your tenant receiving certain means tested benefits, or on the council referring the property under its own flexible eligibility rules. Private rented homes are included, though there are limits on how far a rented property can be improved under the scheme and landlords are often asked to contribute.

The Great British Insulation Scheme sits alongside it and is aimed more at less efficient properties in lower council tax bands than at benefit receipt alone. Again, the work is delivered by installers funded through energy suppliers. Nothing is paid to you.

In England, the Warm Homes: Local Grant is run by councils and can cover privately rented homes with poor energy ratings where the household is on a low income. It is administered locally, budgets are finite, and landlords are normally expected to pay a share of the cost. Elsewhere the equivalents are Home Energy Scotland and Warmer Homes Scotland, Nest in Wales, and the Affordable Warmth Scheme in Northern Ireland, each with different rules and different ways in.

The Boiler Upgrade Scheme in England and Wales works differently. It is not means tested, it contributes towards heat pumps and some biomass boilers, and it is open to property owners including landlords. You do not apply yourself. An accredited installer applies on your behalf and takes the value off the quote.

Conditions come attached to most of this. Work usually has to go through a TrustMark or MCS registered installer, there are guarantees and sign off requirements, and some schemes expect the property to stay let, or let to a particular kind of household, for a period afterwards. Read those terms before agreeing to anything, and check the scheme page on GOV.UK so you know what you are actually being offered.

Home Repair and Damp Grant Checker

Home Repair and Damp Grant Checker

Check which grants, schemes and legal duties might cover damp, heating, insulation or repairs in your home.

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Empty homes and council schemes

If you own a property that has been standing empty, your council is the place to start. Many have an empty homes officer, and some run grants or interest free loans to bring homes back into use, usually in return for a commitment to let at a set rent, or to take tenants nominated by the council, for a fixed number of years.

These schemes are discretionary. They depend on local priorities and whatever budget exists this year, plenty of councils run nothing at all, and availability changes without much notice. If you find an old blog post describing a generous scheme in a particular borough, assume it has closed until the council's own website says otherwise.

Two other things are worth raising with the council or your accountant. Reduced rate VAT can apply to renovation work on properties empty for an extended period, which is a saving rather than a grant but is often the larger number. And a long term empty property will usually attract a council tax premium, which pushes the other way.

Your situation may be slightly different. ask a question below ↓ and our editorial team will reply with our advice.

Licensing and accreditation

Councils licence houses in multiple occupation, and some operate additional or selective licensing covering other rented homes in particular areas. Licensing is a legal requirement and a cost, not a benefit. That said, licence holders and accredited landlords are sometimes told about local funding rounds earlier, and some councils offer tenancy support, or help with deposits and rent in advance, for tenants they nominate. Ask your council's private sector housing team what comes with it, but do not plan your finances around the answer.

Your repairing obligations come first

If you are looking for money to deal with damp, a broken boiler, faulty wiring or a leaking roof, you are probably already legally required to do the work. Section 11 of the Landlord and Tenant Act 1985 puts the structure, exterior and the installations for water, gas, electricity, heating and sanitation on the landlord. The Homes (Fitness for Human Habitation) Act 2018 lets tenants take action where a property is unfit. Councils can serve improvement notices and, if you ignore them, do the work and recover the cost from you.

There is also a minimum EPC rating below which a property cannot normally be let, with a national register for landlords who genuinely cannot meet it. Exemptions are limited and evidenced: cases where all relevant improvements have been made, where the cost cap is exceeded, where a surveyor says wall insulation would damage the property, or where a tenant or lender has refused consent. The rules have been consulted on more than once, so check the current position on GOV.UK rather than what you were told a few years ago.

Funding, where it exists, is for improvement. The baseline standard is yours to pay for.

The Next Step

Home Repair and Damp Grant Checker

Now that you have read through the advice above, you might want to put it into practice. Our Home Repair and Damp Grant Checker lets you check which grants, schemes and legal duties might cover damp, heating, insulation or repairs in your home. Try it now →

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