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Getting a Renovation Grant

By: Jennifer Lowe - Updated: 14 Aug 2018 | comments*Discuss
 
Renovation Grant Financial Help For Home

Please note, grants for renovations have been cut back in recent years and not all local authorities will be able to offer them, even if you fit the eligibility criteria.

Buying a house is possibly one of the most expensive purchases you will ever make and buying a property at a cheaper price because it needs renovating can prove even more costly, particularly in today’s climate.

Gone are the days when you could purchase a derelict building transform it into a palace and make millions in profits when you sell up.

However, most local councils now offer grants to help with the costs associated with renovating a property.

Renovation grants were introduced to provide financial assistance towards substantial repairs or improvements that need to be made to a property to make it fit for human habitation.

Homeowners, landlords and, in some cases, tenants, have access to a renovation grant, but they do come with very strict guidelines.

Granting Eligibility

These grants are provided at the discretion of your local authority and are means-tested. This basically means that the amount you will receive is dependent on your income, so the more you earn the less the grant will be.

There is, however, a maximum amount that can be awarded and this is £20,000 for owner-occupiers and tenants and between £10,000 and £15,000 per unit for landlords, although, this is dependent on the landlords overall plan of letting of the property.

To be eligible for the grant, the property itself must have been built more than 10 years ago, can’t be a second or holiday home and, in the case of owner-occupier applications, it has to have been occupied by you for at least three years before you make the initial grant request.

There are also some conditions to the grants being offered which have to be adhered to for 10 years by owner-occupiers and five years for landlords.

If the conditions are breached at any point during this time then the grant must be repaid to the council that awarded it. This also applies if the property is sold within the condition period.

Work in Progress

Renovations that qualify for a grant are, basically, those that are needed to improve the property up to the Decent Homes standard. This can include improvements such as damp proofing, re-roofing, the replacement of windows and doors or improving insulation and heating.

When you apply to your local authority for a renovation grant, you will need to provide them with some additional details. These include, two itemised estimates for the work that you wish to carry out, plans and specs if they are necessary and a deed of agreement document.

When drawing up your plans and working out the costs involved in the project, you must always get quotes from at least three places, this way the local authority will be able to make an informed decision based on an average project cost.

This information will then be supported by an application form that you can get directly from your local authority.

If you need any form of consent, whether it be planning permission, building regulation approval or listed building consent, then you must have approval from the relevant bodies before making an application for the renovation grant.

The main thing that you must remember is that the renovation grant will not be awarded for any work that has already been started on a property, so make this your first stop!

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Hi We bought a grade 2 thatched cottage and were told it had 15 years left on the roof. It turns out it has 3 max. Would we be able to get a grant to help towards the cost of a new thatch?
Nikki - 14-Aug-18 @ 5:36 PM
Hi, I'm a single mum with 5 children.I'm living in a family home it's a 3 bedroom flat. My ex husband doesn't help me financially with home repairs or anything else. I'm working part time but I can't do all the repairs in the house as my roof is leaking and my house has got damp everything is falling into pieces I have big cracks on my wall plaster is coming off.I tried to repair the roof and walls few time but can't afford to pay for pay for the whole house. I was wondering if I could get help with my homerepairs.
Husna - 12-Aug-18 @ 11:35 PM
Hello, I'm struggling living in our run down house that desperatly needs work on the tiny off shot kitchen and bathroom. My kitchen is basically a charity shop bought sideboard and our bathroom is in bits. Ive tried to do the work myself but im strugglingto do the basics on a low income. I have a mobilty and mental health issue and my son is SEN disabilities. I'm a single older parent with ni support from family or friends and the house is getting us down as i can't afford to do the work or have the energy these days. We are living in a mess and i don't know where to go as im in my own mortgaged property. Please can you advise me. I live in Sheffield.
Jean - 4-Aug-18 @ 12:42 PM
@Gwynfefwyn - why buy a property that you cannot afford to repair?
Baffled - 5-Jul-18 @ 11:30 AM
Gwynfefwyn - Your Question:
I'm on the verge of buying a property.There is a large amount of work to do on the property but I can't afford to do this work. Is there any help out there so I can have the basics done.roof needs doing,. Walls need picking down and replastered, floor boards needs renewing.Needs a kitchen ,Llinos

Our Response:
We don't know of any grants for this kind of thing, you could try your local council to see if any renovation grants are available, but if they consider you to be doing this as a money making project it will be refused. A loan would be a preferable solution.
GrantsExpert - 5-Jul-18 @ 11:28 AM
We have lived in our house for 24 years and need a new bathroom and kitchen we cannot afford to do the work as my partner is the only income coming in. The kitchen is dropping to pieces and the bathroom is same would we get help with any home improvements ?
Sh - 3-Jul-18 @ 12:32 PM
I’m buying a smallholding with some land . It has an historic cottage, which has been redundant for 35 years , it needs a lot of work doing to it , roof , both wooden floors , underpinnings, windows, doors, there is no bathroom at the moment and no kitchen. It’s basically uninhabitable. It has planning permission for an extension and make the cottage habitable again . It’s not listed but historic so the council would like it put back to how it was . Repair. I have about £20,000 To help fund it but I know this is not enough money . I’ve tried various places for help but seem to be going around in circles. Could anyone give me advice to help pay for builders to bring it back to life as we are living in a mobile caravan with three young children who need there own bedrooms again. Thank you.
Sonic - 2-Jul-18 @ 8:28 PM
I'm on the verge of buying a property. There is a large amount of work to do on the property but I can't afford to do this work.Is there any help out there so I can have the basics done....roof needs doing,. Walls need picking down and replastered, floor boards needs renewing. Needs a kitchen , Llinos
Gwynfefwyn - 1-Jul-18 @ 7:19 PM
Hi, I have a 3 bed detached which I own outright, no mortgage. My son and I live there and are both on low incomes. We have no central heating or hot running water so winter is extremely hard going. The roof is loosing slates. The bathroom floor is in serious need of replacement(I went through it a few years ago and haven't been able to get it fixed) and I'm currently cooking meals on 2 camping gas stoves and a small electric oven. We have a big aga but can't afford to get it plumbed in. All we really want is the bathroom sorting so we can shower after each days work and a home which is warm and cosy and inviting to come home to in winter. Late husband didn't help, he wouldn't let me spend money on the place to keep it from the disrepair we are in now. Can we get grant help?
TC - 20-Jun-18 @ 2:49 PM
Hi there I'm currently in a 3 bedroom house and looking to move to a 3 bedroom bungalow. This is because of my illness and inability to walk upstairs and get into a bath. The property at the moment needs renovating and we were hoping we could get a grant to help. How do we go about this.
Jane naylor - 20-Jun-18 @ 10:26 AM
Hi im a granparient and my daughter has chose heroine to her girgouse kids. I live in a one bedroom council bungallow. My wife and l have put in to take care of tge kids on a perminant basis but my wife can not because of her illness stand to move house again. Is there any grants out there that we could apply for to build an extension on to the bungallow to enable us all to live in the property. Any help would be greatfully appreciated. Amdrew.
rooder - 2-Jun-18 @ 11:41 AM
My roof is leaking and I don't have any saving.i have 2 kids one is special need.one has got asthma and eczima.we are struggling for finance.how can I get the help to repair this problem
Hasini - 30-May-18 @ 8:52 AM
I am over 70 and disabled on dla high rate and low rate carers allowance my roof needs replacing can I get agrant or loan for full or part for repares my wife is 69 and has knee replacements she does not claim any benefits as we are told she does not qualifiy
les - 27-May-18 @ 1:19 PM
My roof is leaking. I have slates missing. I live with my daughter and cannot affordnew roof. Please help.
Tray - 23-May-18 @ 3:27 PM
I have bought my 3 bedroom house and my roof leaks, it has come through my bedroom ceiling ,i have a bucket in the lift collecting rainwater. I have saved and had builders out to try repair roof and when they went the next time it rained it leaked again. I don't have any excess money to save for a roof as i work part time and I am also a carer for my auntie . Is there any grants available to help me
Shell - 21-May-18 @ 12:50 AM
I would like to know if I would be eligible for a grant to refurbish my property, I live in London England.
Nick - 4-May-18 @ 11:08 PM
I'mdoing a University assignment on improving energy efficiency in narrowboats. Do you know whether any home improvement grants are available (for insulation and/or double glazing) or are they all for bricks-and-mortar homes? Thanks for any help.
Celtic Fringe - 4-May-18 @ 12:30 PM
Hi I live with my 3 kids my husband has left coming 7 years now. I have a leaking bathroom. Not sure which pip is leaking due to having a toilet., bath,shower and a sink in the bathroom. It has now cause a hold in my kitchen. My insurance said they can't fox it because I am not covered for the damage. I need some help please.
Pam - 27-Apr-18 @ 6:33 AM
My husband left me with 3 kids and my flat roof is leaking was looking for help
Jayneboy - 26-Apr-18 @ 11:02 AM
I live alone after my mom died struggling on esa payment and need help with my roof it as a hole in it the chimney needs repoint in and so do the hips in fairness could do with a new roof is there any way I could get it done
Moss - 11-Apr-18 @ 2:28 PM
My uncle past away and my cousin inherited his dad's house. It was built in 1905. It's been in the family for several generations. It's not able to be loved in at the moment due to my uncle being a horder and he has not done any work on the home in several years. He was living in his driveway in a truck the last 3 years because he could no longer get into his house. My cousin wants to restore this home and love in it but doesn't have the funding to do so. Is there money in Ohio that he can apply to get to help restore the home and bring it back to livable conditions?
Djhorn73 - 29-Mar-18 @ 3:27 PM
I own a 1947 pre fabricated h3 bed house semi detached which was supposedly a temper house for workmen on the build of the new town, they sometimes in the 1990's refaced the concrete with a isolated matting facia looking like brick work which is supposed to act as some kind of insulation..well in this it fails completely there is a cavity on the outside wall which was never filled with anything but no cavity on the front or rear, the only way to solve this heat loss issue is to re brick three sides and thermal boarding the cavity made by the new walls, is there any grant help with this work? The house in the winter is like a fridge and thats with the heating on full bore, which of course costs money. the roof has been double insulted and a new roof was fitted eight years ago.
vallen - 27-Mar-18 @ 6:32 PM
I need help please rotted siding and rotting floors bathrooms are really bad tubs are old and leaking bad walls and bad floors in bathrooms and bad ceilings I'm on disability I cannot afford it please help me
Ely - 22-Mar-18 @ 7:12 PM
My living room floor needs re doing as it es wet.Im on beifits and own the property.Please are you able to help as its deteramental to my well being.Thankyou for reading this.Hopeing we can get a solution as this happens a lot.
Wendy - 12-Mar-18 @ 7:24 AM
Frank - Your Question:
My 94 y/o father's home (a mid 19th C stone cottage) is in a state of disrepair and needs substantial and urgent work doing to it, including re-wiring (electric sockets hanging off the wall); cracks in walls and ceilings, worn carpets and draughty floorboards (possibly also damp sub-floor) etc. The single storey kitchen roof is draughty where the ceiling light fittings are falling out and the cooker and washing machine don't work properly. In short it needs a lot of money spending on it which we don't have. Following my mother's recent death I am now my father's full-time and sole carer. Our joint income is just his state pension and my income support/Carer's Allowance and we have no savings to speak of or other assets. What grants are available to us to carry out the needed works? Our local Home Improvement Agency does not provide Home Improvement Grants (only DFGs and a Small Repairs Team costing £18 p/h + materials or a Home Improvement Loan recouped from the equity in the house). I am not sure if a DFG would be appropriate - we have had experience in the past of this process when applying for a walk-in bath and the Occupational Therapists' suggestions were entirely unsuitable for what was required and more expensive. I'm also wary of losing control of the process if we go the DFG route. What other options are available?

Our Response:
We don't know of many grants for renovations of this nature that you haven't already tried or that are not mentioned already in the above article unfortunately.
GrantsExpert - 6-Mar-18 @ 2:02 PM
My 94 y/o father's home (a mid 19th C stone cottage) is in a state of disrepair and needs substantial and urgent work doing to it, including re-wiring (electric sockets hanging off the wall); cracks in walls and ceilings, worn carpets and draughty floorboards (possibly also damp sub-floor) etc. The single storey kitchen roof is draughty where the ceiling light fittings are falling out and the cooker and washing machine don't work properly. In short it needs a lot of money spending on it which we don't have. Following my mother's recent death I am now my father's full-time and sole carer. Our joint income is just his state pension and my income support/Carer's Allowance and we have no savings to speak of or other assets. What grants are available to us to carry out the needed works? Our local Home Improvement Agency does not provide Home Improvement Grants (only DFGs and a Small Repairs Team costing £18 p/h + materials or a Home Improvement Loan recouped from the equity in the house). I am not sure if a DFG would be appropriate - we have had experience in the past of this process when applying for a walk-in bath and the Occupational Therapists' suggestions were entirely unsuitable for what was required and more expensive. I'm also wary of losing control of the process if we go the DFG route. What other options are available?
Frank - 4-Mar-18 @ 2:56 PM
We are renovating a grade 2 listed pub, having been granted planning permission. We are renting with a contract already in place to buy within the next 2 years. We are also living above the pub in a 3 bedroom flat which we have also renovated. We have spent around £30,000 of our own money and now we are about to invest our privatepension payouts to complete the renovation and get the pub open. It is the oldest pub in the village and has been completely neglected up until now. Would we qualify for any grant at all from the local authority of government to help with our project? Many thanks.
Katie - 1-Mar-18 @ 4:58 PM
My parents bought our house nearly 40 years ago when they were both healthy and able to work. Shortly after this my dad, only aged 36 at the time suffered 2 consecutive heart attacks and since then his health has declined. He sufferes from M.E, depression, chronic fatigue, congestive heart failure and multiple other illnesses and is registered disabled. And my mum is his full time carer as he is slowly becoming more and more dependent on others to help him. Our house has never been upgraded and still has the original wooden sash windows. After 40 years of wear and tear they are rotting and do next to nothing in terms of keeping cold out. They get next to no money at all and none if my family can afford to help with the cost of replacing the windows. All the money they get is contribution based from when they were working. They have been told before that they don't qualify for any help because of this. Even though they have less money each month than 90% of the people on benefits who live in council houses. Each year winter becomes a time where they take each day as it comes becuase they never think they will survive it. But still, even though they have no money and can't afford to pay the heating bill they can't get any help towards replacing the windows. Is there any advice as to our options?
Liz - 26-Feb-18 @ 10:41 PM
FK - Your Question:
We live with 2 kids in a three bed house with a tiny bathroom and seperate WC. My husband suffers from progressive MS and our bathroom is very small, only one person can go in it at one time. The toilet is on the other side of the landing too and it’s difficult for my husband to get too if he’s in the bathroom. The bathroom is very tight and my husband has fallen many times due to losing balance, as it’s only fit for one person it’s hard to help him in the bath. We would like to build a bathroom on top of our garage but this means re-building the garage too as the roof is very weak. We applied for a disabled facilities grant last years and we still have not heard from them. What options do we have?

Our Response:
The DFG is your most likely means of a grant. Contact your council again and ask them what happened to your application.
GrantsExpert - 26-Feb-18 @ 3:20 PM
We live with 2 kids in a three bed house with a tiny bathroom and seperate WC. My husband suffers from progressive MS and our bathroom is very small, only one person can go in it at one time. The toilet is on the other side of the landing too and it’s difficult for my husband to get too if he’s in the bathroom. The bathroom is very tight and my husband has fallen many times due to losing balance, as it’s only fit for one person it’s hard to help him in the bath. We would like to build a bathroom on top of our garage but this means re-building the garage too as the roof is very weak. We applied for a disabled facilities grant last years and we still have not heard from them. What options do we have?
FK - 23-Feb-18 @ 12:33 AM
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